Blogs

The views reflected  by the author in this article are subject to change at any time without notice.  Foundations deems reliable any statistical data or information obtained from or prepared by third party sources included in this article, but in no way guarantees its accuracy or completeness.

Personalized Retirement Strategy: A Plan Built Around You

Personalized Retirement Strategy: A Plan Built Around You

Retirement isn’t one-size-fits-all. Two people can retire the same year with the same savings and still need completely different strategies—because income needs, taxes, risk tolerance, health care costs, and family priorities are never identical. A personalized...

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A Well-Rounded Financial Plan Starts With the Whole Picture

A Well-Rounded Financial Plan Starts With the Whole Picture

When people think about “financial planning,” they often picture investing—choosing funds, watching the market, or trying to pick the right time to buy. But a truly well-rounded financial plan is bigger than a portfolio. A strong plan examines your total financial...

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Why Annuities Can Be a Great Fit Heading Into 2026

Why Annuities Can Be a Great Fit Heading Into 2026

As we move into 2026, many investors are asking the same question: How do I protect what I’ve built—without giving up the ability to grow? That’s exactly where annuities can play a meaningful role. Annuities aren’t for everyone, and they’re not “one-size-fits-all,”...

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Weekly Market Commentary

Weekly Market Commentary

Markets ended the week mixed.  With just over a third of the S&P 500 having reported fourth-quarter earnings, this earnings season appears much better than anticipated.  That said, despite better-than-expected results, many companies have sold off after the...

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Weekly Market Commentary

Weekly Market Commentary

Global equity markets finished the week mixed, with US markets posting their second straight week of losses.  Geopolitical concerns and trade tensions were top of mind for investors as global leaders met in Davos at the World Economic Forum.   President Trump’s sharp...

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Weekly Market Commentary

Weekly Market Commentary

US financial markets ended the week with mixed results as investors assessed the first week of fourth-quarter earnings.   Earnings results from the banks initially prompted selling, but this may have been due to President Trump’s call for a 10% cap on credit card...

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Weekly Market Commentary

Weekly Market Commentary

US equity markets notched new highs in the second week of the new year, even as geopolitical tensions increased in several regions.  The new highs came on a broadening out of the rally, with cyclicals and small caps leading the way.  It was a busy week, with several...

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By Andy Ives, CFP®, AIF® IRA Analyst It’s a new year, and the slate is wiped clean. Here we go again! While we are only one week into 2026, there are some important IRA and work plan transactions to be aware of: First RMDs. For anyone turning age 73 in 2026, this year...

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Weekly Market Commentary

Weekly Market Commentary

US markets ended the New Year holiday-shortened week with losses.  Mega-cap Technology issues sold off on low volume, as did Financial and Consumer Discretionary sectors.  That said, the S&P 500 posted its third straight year of double-digit gains as investors...

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Weekly Market Commentary

Weekly Market Commentary

The Christmas-shortened week produced gains across all major US indices, with the S&P 500 and Dow Jones hitting record highs.  Mega-cap Tech assumed its leadership role with the semiconductor sector having relative strength.   Nvidia announced a $20 billion deal...

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Weekly Market Commentary

Weekly Market Commentary

US markets finished the week mixed, with a late-week rally in technology mitigating early-week losses.  Micron Technology’s third-quarter results were excellent and helped propel technology stocks after the announcement.  Western Digital, Seagate, and Sandisk, other...

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Ed Slott’s Elite IRA Advisor Group (Ed Slott Group) is a membership organization owned by Ed Slott and Company, LLC. Logos and/or trademarks are property of their respective owners and no endorsement of (Paul Roberts) or (Roberts Wealth Management) is stated or implied. Ed Slott Group and Ed Slott and Company, LLC are not affiliated with Roberts Wealth Management.

For the detailed requirements of Ed Slott’s Elite IRA Advisor Group, please visit: https://www.irahelp.com/EliteGroup

 

What You Need to Know About the Still-Working Exception

By Sarah Brenner, JD Director of Retirement Education Tax rules require most retirement account owners who are subject to required minimum distributions (RMDs) to begin withdrawals at age 73. However, there is an exception to this rule for certain individuals who...

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QCD Code Y: Optional Again in 2026

By Andy Ives, CFP®, AIF® IRA Analyst During our recent Ed Slott and Company’s Instant IRA Success workshop in Brooklyn, NY, we were presenting information about qualified charitable distributions (QCDs) when an audible groan emanated from the crowd. Over the...

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How Plan Loans Work

By Ian Berger, JD IRA Analyst The June 15, 2026 Slott Report outlined the barriers preventing 401(k) and other plan participants from accessing their plan funds while working. The June 24, 2026 article discussed in-plan withdrawals as one way around those barriers....

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The Ghost-Life Rule Explained

By Sarah Brenner, JD Director of Retirement Education The SECURE Act of 2019 changed many rules for inherited IRAs. However, it left intact the rules for non-living (non-person) beneficiaries, such as an estate. For these non-designated beneficiaries (NDBs), the same...

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Trump Accounts: Weird Stuff Keeps Happening

By Andy Ives, CFP®, AIF® IRA Analyst From its onset, I have been a fan of the concept of Trump accounts. Created by the One Big Beautiful Bill Act (OBBBA), this new savings vehicle for children is now up and running as of July 4, 2026. At their core, Trump accounts...

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Treasury Announces Initial Trump Account Investment Options

By Ian Berger, JD IRA Analyst On July 1, 2026, the Treasury Department announced the investment options for initial Trump account contributions. In the One Big Beautiful Bill Act (OBBBA), Congress imposed strict investment restrictions on Trump account contributions...

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The views reflected  by the author in this article are subject to change at any time without notice.  Foundations deems reliable any statistical data or information obtained from or prepared by third party sources included in this article, but in no way guarantees its accuracy or completeness.

 

Medicare Checkup: 7 Smart Moves to Start the Year Confident

Medicare Checkup: 7 Smart Moves to Start the Year Confident

Medicare is not “set it and forget it.” Plans, provider networks, drug formularies, and costs can change each year—sometimes in ways that surprise people after they’ve already scheduled appointments or refilled prescriptions. A quick annual Medicare checkup can help...

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